If you think that large luxury sedans are too old-fashioned for you or that midsize luxury sedans are too conventional for you, you might consider leasing the new BMW xDrive…

The two terms are used interchangeably in practice. Both describe moving an existing lease from one driver to another before the term ends. They are one of the most underused…

There is no single national minimum. Every manufacturer's finance arm sets its own credit tiers, and where you land determines your money factor — which determines your payment. How do…

Two things are true at once. A damaged credit file makes leasing harder, and a damaged credit file does not make leasing impossible. The difference between those two statements is…

Residual value is fixed. Money factor is semi-negotiable. Capitalized cost is the one number where real negotiation happens — and where most shoppers leave money behind. Capitalized cost in plain…

You do not need a spreadsheet to check a lease quote. Three lines of arithmetic will tell you whether the payment you have been handed is honest. The four inputs…

Mileage allowance is chosen casually and paid for precisely. Getting it right is worth more than most of the negotiating people do on price. Standard allowances and what they cost…

Most lease-end letters arrive about 90 days out and present one option: bring the car back. There are four, and the right one depends on a number most people never…

The honest answer is that it depends on how long you keep vehicles and how you value liquidity. But there are specific New York factors that shift the maths, and…

Lease quotes fail most often not on the payment but on the pile of fees around it. Here is every one you are likely to see, what it is for,…

Almost every confusing number on a lease worksheet has a plain-English equivalent. Money factor is the most important one, and it is the number dealers are least eager to explain.…