10:00 AM To 5:00 PM
NYC (Brooklyn, Queens, Staten Island, Manhattan & Bronx)

No Money Down Lease Deals

$0 Down Lease FAQ:

Where are the best lease deals with 0 down in NYC?

At VIP Auto Lease we have the best 0 down lease deals in New York City. Including on BMWs, Jeeps, RAMs, Mercedes and more!

What does zero down lease mean?

A zero down car lease means that there is no down payment required to lease the vehicle. You will still have to pay upfront for tax, registration, and fees required in NY.

How do you negotiate a zero down lease?

The stronger your credit score is (generally above 680) the better you can negotiate a zero down lease. Also, there is more flexibility for what needs to be paid and when around holiday promotions.

Do you have to have good credit for $0 down lease specials?

Generally yes, a score in the mid to high 600’s is required. But, if you can show income and the ability to pay the monthly payments you might still be able to qualify.

How to lease a car with 0 down?
When you lease a car with 0 down, you have far fewer upfront costs, and instead what would have been paid upfront, is spread out over the monthly lease payments. This is usually much more convenient for many customers.



Best Auto Lease Deals NY

4 Types Of No Money Down New York Car Leases

  1. You pay absolutely nothing because the dealer has rolled any and all official fees into the lease.
  2. You pay only the official fees to make no down payments and the car company pays for your first month.
  3. You pay official fees at the lease signing and the dealer rolls your first month’s payment into the lease.
  4. You are required to make the first month’s payment and official fees, but not down payment is made so you need money at for the lease signing.

What Is Required To Get A 0 Down Lease Now

Obtaining a $0 down deal is usually contingent upon a good credit score. As a matter of fact, even deals marketed as requiring a down payment, are available zero-down with excellent credit. In other words, qualifying for a good zero-down deal is completely dependent on your credit. It is advisable, then, to know your credit score ahead of time to dodge any surprises.

The best zero down lease deals in NYC (Brooklyn, Queens, Staten Island, Manhattan & Bronx) along with the highest grade in customer service are a click away.

Join the nationwide VIP Auto revolution and contact us regarding your car lease today.

VIP Best Zero Down Lease Deals in NYC

Are you considering leasing a car in the Big Apple and simultaneously wondering if it is possible to do so with no down payment? It is definitely possible to lease a car with zero down payment – in fact, it is one of the main advantages of leasing a car, rather than purchasing with a loan. Most of the time a loan will require a down payment, often as high as 20% or more if you do not have great credit. Leases, on the other hand, do not usually. It is important to consult with a licensed New York auto lease dealer regarding the deals available, and how exactly they work. Zero-down does not necessarily mean you are getting a good deal. Sure, leasing the vehicle is suddenly more affordable with no up-front cash, but the cost usually remains the same. Keep in mind that the monthly lease payment will likely be more without a down-payment than it would be if you actually put some cash up-front. The rule of thumb is, for every $1000 down


So, how does a lease work?
  • Sign Lease Papers
  • Pay down payment / Zero down payment
  • Pay sales tax on down payment
  • First month’s payment
  • Occasionally pay a security deposit (Returned at the end of the lease)
  • Pay any official fees required by the city, county or state.
Essentially, a down payment is just a fraction of the funds required at the time of signing the lease. A frequently misunderstood concept is that the down payment is only a portion of the total costs due at the lease signing, also known as “cash due at lease inception” or “amount due at signing”. Consequently, there is much disparity between the different kinds of zero down deals.